Rhotopia Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,828,527
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
11
45% high-net worth
Advisors
1
of 10 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
11
Very LowAverage account size
$1,075,321
About
Rhotopia Financial Advisors provides comprehensive wealth management and project-based financial planning for individuals, high-net-worth clients, and corporate or other business entities. Its service menu includes an ongoing RFA Wealth Management Program and a limited-scope QuickStart Program, and the firm manages roughly $12 million for a small roster of clients with a single primary advisor.
The firm generally favors passive, broadly diversified portfolios constructed with index mutual funds and ETFs, emphasizing low costs, tax efficiency, and long-term market exposure guided by a written Investment Policy Statement. RFA offers both discretionary and non-discretionary investment management, noting discretionary authority permits timelier trade execution while non-discretionary clients must approve recommended trades.
The brochure discloses that some RFA investment adviser representatives are licensed insurance agents who may recommend insurance products and receive sales commissions, and the firm describes these arrangements and associated conflicts in its disclosures and mitigation practices. RFA also manages client assets in-house rather than using third‑party managers, does not participate in wrap-fee programs, and participates in Charles Schwab’s institutional program for custody and operational services.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Fixed fee for financial planning services ranging from $6,500 up to $12,500
$0 - $3,000,000: up to 1.30%
Up to $350 per hour for financial planning services
Account minimum: $250,000 Minimum fee: Minimum fee $6,500 Fee-only: Comprehensive Financial Planning fixed fees ranging from $6,500 up to $12,500 or $350 per hour
Main office location
Rhotopia Financial Advisors
2 Granite Ave, Suite 250
Milton MA 02186, United States
Number of offices
1
Most active in
Rhotopia Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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