Rhonda L Russell

The firm offers financial planning, retirement planning, tax-planning strategies, and investment consultation to individuals and to business clients, including pension and profit-sharing plans. Its work is delivered as advisory engagements and consultations rather than ongoing discretionary portfolio management for individual accounts.

The firm’s principal holds accounting and personal financial planning credentials and continues to provide tax accounting and planning services (a material portion of the practice), which informs the firm’s tax-aware recommendations and emphasis on tax efficiency and qualified dividend considerations. Investment advice focuses on asset allocation and a blend of active and passive strategies, with implementation handled by the client, a recommended third‑party manager, or via non‑discretionary instructions that require client approval.

Distinctive features include an active affiliation with accounting practices and overlapping client relationships with those firms, and a compensation model based on hourly advisory work rather than percentage‑of‑assets fees; the firm does not have reportable client assets under its direct management. The firm also discloses use of custodial and brokerage platforms (including a common institutional broker platform) and conducts due diligence when recommending third‑party managers to manage client accounts.