RFG Wealth Advisory logo

RFG Wealth Advisory

Updated today

Client assets under management

$458,321,930

Clients

413

36% high-net worth

Advisors

4

of 9 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

103

High

Average account size

$1,109,738

About

RFG Wealth Advisory serves individual and high-net-worth clients with a mix of wealth management, discretionary portfolio management, stand‑alone financial planning, and portfolio consulting. The firm is organized as a small team and delivers ongoing investment advice and financial planning and retirement consulting as part of its wealth management engagements.

The firm builds customized portfolios based on clients’ objectives and risk tolerances, monitors and periodically rebalances accounts, and may use sub‑advisers or model portfolios where appropriate. RFG may implement option strategies and other derivative instruments within separately managed accounts, and also offers direct indexing, securities‑backed line‑of‑credit assistance, and coordination of estate planning through a contracted online platform.

Noteworthy aspects of the firm include its explicit use of options and option‑writing strategies (with detailed disclosure of associated risks) and its stated use of AI tools to record and transcribe client meetings (clients may opt out). The brochure also discloses advisors’ dual roles as licensed insurance agents and the firm’s procedures for addressing those conflicts when insurance products are recommended.

Client services

Financial planning Portfolio management
Financial / portfolio consulting services

Expertise

Options & derivatives strategies Wealth management

Fee options

Fixed

Fixed fee up to $5,000 for stand-alone financial planning services; fixed fee up to $5,000 for portfolio consulting (negotiable)

Percentage

$0 - $500,000: 1.75% $500,000 - $1,000,000: 1.50% $1,000,000 - $3,000,000: 1.35% $3,000,000 - $5,000,000: 1.10% $5,000,000+: 0.90%

Commissions

Commission-based compensation earned by licensed insurance agents for insurance product sales

Other

Minimum fee: $7,500 annual minimum fee for wealth management services Fee-only: Fixed fee up to $5,000 for stand-alone financial planning services; portfolio consulting fee up to 1.00% of portfolio assets or fixed fee up to $5,000

Main office location

RFG Wealth Advisory

130 Old Town Blvd. South, Suite 100

Argyle TX 76226, United States

Number of offices

1

Most active in

Louisiana · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Christopher R

ChFC®, Series 63, Series 65

Argyle, TX

RFG Wealth Advisory

Christopher Robinson is a financial advisor at RFG Wealth Advisory with 31 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining RFG Wealth Advisory, he worked at INVEST Financial Corporation and LPL Financial LLC. Outside of advisory work, he is involved in real estate through ownership of related businesses. RFG Wealth Advisory serves individual and high-net-worth clients, providing wealth management, financial planning, and portfolio consulting. The firm uses a combination of fundamental and technical analysis along with modern portfolio theory to manage diversified portfolios, including the use of derivatives and option-writing strategies within separately managed accounts.

Options & derivatives strategies Wealth management
user avatar

Michael T

Series 65

Argyle, TX

RFG Wealth Advisory

Michael Tull is a financial advisor at RFG Wealth Advisory with a Series 65 designation and one year of industry experience. Prior to joining RFG Wealth Advisory, he worked in banking and commercial real estate roles, including positions at Guaranty Bank & Trust and Stag Commercial. He currently maintains a commercial real estate license for referral purposes. RFG Wealth Advisory provides investment advisory services to individual clients, including high-net-worth households, offering wealth management, financial planning, and portfolio consulting. The firm employs a combination of fundamental and technical analysis alongside modern portfolio theory to create diversified portfolios tailored to each client’s objectives and risk tolerance, with a distinctive use of derivatives and option-writing strategies.

Options & derivatives strategies Wealth management
user avatar

Emilio G

Series 66

Argyle, TX

RFG Wealth Advisory

Emilio Gonzalez is a financial advisor at RFG Wealth Advisory with 10 years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial and Invest Financial Corporation. Gonzalez has been with RFG Wealth Advisory since 2016 and also has a longstanding association with Robinson Financial Group. RFG Wealth Advisory serves individual clients, including high-net-worth households, offering wealth management, financial planning, and portfolio consulting. The firm utilizes fundamental and technical analysis alongside modern portfolio theory to build diversified portfolios, incorporating derivatives and option-writing strategies within separately managed accounts.

Options & derivatives strategies Wealth management
user avatar

Michael L

CFP®, Series 66

Argyle, TX

RFG Wealth Advisory

Michael Lemich is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with RFG Wealth Advisory and has previously worked at LPL Financial, SagePoint Financial, and Boda Financial Group. RFG Wealth Advisory provides investment advisory services to individual and high-net-worth clients, offering wealth management, financial planning, and portfolio consulting. The firm uses fundamental and technical analysis alongside modern portfolio theory to build diversified portfolios and employs derivatives and option-writing strategies within separately managed accounts.

Options & derivatives strategies Wealth management
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