Retirement Solutions Investments, Inc.

Updated today

Find your advisor

Client assets under management

$57,800,000

Clients

264

26% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

132

Very High

Average account size

$218,939

About

Retirement Solutions Investments, Inc. provides personalized investment management and financial planning to individuals, families, trusts, and high‑net‑worth clients. The firm offers both discretionary and non‑discretionary portfolio management, can delegate account management to outside managers, and provides project‑based or ongoing financial planning and consulting.

The firm’s investment approach emphasizes building diversified portfolios to reduce risk and volatility, using fundamental security analysis alongside market trend and economic cycle analysis; outside managers and insurance‑related recommendations may be used to implement client strategies. Clients’ objectives and risk profiles are documented and reviewed, with account oversight performed at least quarterly and financial plans delivered as written reports.

A distinguishing characteristic is the firm’s affiliation with an insurance agency: the principal spends more than half of his time selling insurance products through the affiliate and receives customary commissions, a practice the brochure identifies as a material conflict of interest and mitigates by disclosing client options and that purchases are not required. The firm manages roughly $57.8 million in discretionary assets, charges flat fees for financial planning (with a stated maximum of $2,500 and typical plan delivery within 30 days), and discloses reliance on custodians and third‑party managers for execution and reporting.

Client services

Financial planning Portfolio management Selection of other advisers Third party asset management

Expertise

General retirement planning

Fee options

Fixed

Financial planning flat fees up to $2,500, negotiable based on complexity.

Percentage

$0 - $500,000: 1.40% $500,001 - $1,000,000: 1.20% $1,000,000 - $2,000,000: 1.00% $2,000,000 - $4,000,000: 0.90% $4,000,001+: 0.80%

Main office location

Retirement Solutions Investments, Inc.

677 North 1890 West

Provo UT 84601, United States

Number of offices

Most active in

Utah

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram Website 801-465-6990

Advisors at this firm

Scott W

Series 65

Provo, UT

Retirement Solutions Investments, Inc.

Scott Wharton is a Series 65-licensed financial advisor with 11 years of industry experience, currently serving clients at Retirement Solutions Investments, Inc. in Provo, Utah. He has been with the firm since 2014 and is also the CEO of Retirement Solutions, Inc., an insurance agency providing annuities, life, and health insurance. Additionally, he is involved in non-investment business ventures including property management and a car rental business. Retirement Solutions Investments, Inc. offers personalized investment management and financial planning services to individuals, high net worth clients, estate plans, and trusts. The firm combines fundamental security analysis with market and economic cycle insights, constructing diversified portfolios to manage volatility and providing both in-house and third-party management options.

General retirement planning

Robert R

Series 63, Series 65

Provo, UT

Retirement Solutions Investments, Inc.

Robert Reid is a financial advisor at Retirement Solutions Investments, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Moon Wake Wealth Management LLC and Fidelity Investments. Outside of his advisory work, he has experience in real estate with Remax Results and has held a position at Utah Valley University. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estate plans, and trusts. The firm manages approximately $33.5 million in client assets across about 375 accounts, utilizing a combination of in-house management and third-party managers, focusing on fundamental security analysis, market trends, and economic cycles to build diversified portfolios aimed at reducing volatility.

General retirement planning

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support