Retirement Resource Wealth Management, LLC

Retirement Resource Wealth Management provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, estates, corporations and retirement plans. Offerings include discretionary asset management through Orion Portfolio Solutions, co‑advisor and third‑party manager arrangements (including a co‑advisor relationship with Gradient Investments), ERISA 3(21) retirement plan services, and financial planning with a specific Federal Employees Retirement System (FERS) assistance program.

The firm implements client strategies primarily through managed model portfolios and third‑party managers, taking discretionary authority to select and monitor models and conducting quarterly reviews that address risk tolerance, target allocations, rebalancing and tax‑loss harvesting opportunities. Methods described in the brochure emphasize fundamental analysis for long‑term and tactical allocations while acknowledging that TPMs and co‑advisors may employ additional strategies and risks specific to their models.

Noteworthy distinctions include a relatively small advisory team managing roughly $70 million in client assets and the firm’s principals’ role as licensed insurance agents, with a material portion of time devoted to insurance activities and commissions disclosed as a potential conflict. The brochure also discloses referral fees from TPMs and ownership ties related to a minority owner of a recommended manager; these relationships and conflicts are documented and presented as mitigated through disclosures, client consent processes and the firm’s fiduciary obligations.