Retirement Plans, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,700,000
Total clients
3
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$566,667
About
Retirement Plans, LLC serves individual investors and small businesses with retirement-focused financial planning and ongoing investment management. The firm provides retirement income planning, portfolio management using stocks, bonds, ETFs and covered option strategies, and offers advice on cash-flow needs and longevity planning.
The firm emphasizes a risk-controlled asset-allocation approach that prioritizes diversification and the use of ETFs as low-cost proxies for asset classes, and it considers market cycles and valuations when recommending timing. It generally operates on a non-discretionary basis—requiring client consent for trades—and may use third-party money managers under client-directed arrangements.
Compared with many peers, the firm documents its client materials in an up-to-date Form ADV brochure and supplement and describes ongoing client education and review processes, reflecting a focus on written communications and instructional support. It also discloses occasional, client-approved use of fixed annuities or non-variable insurance for risk reduction and the potential for related insurance compensation, an arrangement that is uncommon among independent, fee-only solo advisers.
Client services
Portfolio management
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Income planning
Fee options
1.20% annually (0.10% per month)
Hourly rate $120 per hour, paid in advance for agreed upon hours
Account minimum: $100,000 Fee-only: Fee based on percentage of assets under management; no commissions or sales charges
Most active in
Retirement Plans, LLC has reported serving >5 clients in these states in the last 12 months.
Alabama
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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