Retirement Planology, Inc.

Retirement Planology provides investment advisory and retirement plan consulting services to employer‑sponsored retirement plans, including ERISA and non‑ERISA defined contribution and defined benefit plans, health savings accounts, and other deferred compensation arrangements. The firm’s services, as described in the brochure, include creating investment policy statements, modeling asset allocations, screening and monitoring investment options, benchmarking plans, selecting and evaluating service providers, and delivering participant education and fiduciary assessments.

The firm emphasizes a collaborative, documented process with plan fiduciaries to help satisfy fiduciary obligations, using both quantitative and qualitative criteria and third‑party software to analyze managers and construct plan menus. Retirement Planology may act in either a discretionary or non‑discretionary capacity and typically charges either asset‑based fees or flat consulting fees depending on the engagement.

Noteworthy for an institutional manager, the brochure reports $265,936,155 in regulatory assets under management with $100,965,776 managed on a discretionary basis, indicating a larger portion of the firm’s assets are overseen non‑discretionarily. The firm’s pension consulting focus — including benchmarking, vendor selection, and an exit‑planning service using a Value Acceleration Methodology — and its disclosed one‑time referral relationship for fidelity/fiduciary insurance are distinguishing operational details relative to many peers.