Retirement Planning Specialists, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$370,590,050
Total clients
556
0% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
278
Average account size
$666,529
About
Retirement Planning Specialists is an SEC-registered advisory firm that provides comprehensive investment management and stand‑alone financial planning to individuals, retirement plans, estates, trusts, and small business clients. The firm manages roughly $370.6 million for about 556 clients and delivers ongoing portfolio management and written financial plans under signed advisory agreements.
Portfolios are developed from client questionnaires and periodic consultations, with diversified allocations across mutual funds, ETFs, individual bonds, stocks, and variable products; accounts are generally managed on a discretionary basis and reviewed at least quarterly. The firm emphasizes a primarily long‑term, buy‑and‑hold approach while retaining the ability to use shorter‑term trades and third‑party sub‑advisors when appropriate.
Noteworthy features include an unusually high client‑to‑advisor ratio (approximately 278 clients per advisor), which aligns with more standardized operating practices such as a custodial requirement at Charles Schwab and limited aggregation of trades. Several firm personnel are also licensed insurance agents and may receive commissions for insurance sales, a potential conflict the brochure discloses alongside other conflicts such as rollover recommendations.
Client services
Expertise
Fee options
Typically ranges from $1,000 to $2,500 for stand-alone financial planning
1.00% annually
Commissions received by certain personnel for insurance product sales, separate from advisory fees
$200 to $250 per hour
Account minimum: $250,000
Main office location
Retirement Planning Specialists, Inc.
241 Maple Street, Suite 101
Ashland OR 97520, United States
Number of offices
1
Most active in
Arizona · California · Colorado · Florida · Nevada · New Mexico · Oregon · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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