Retirement Planning Solutions, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$51,500,000
Total clients
65
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
65
Average account size
$792,308
About
Retirement Planning Solutions provides discretionary investment management and investment consulting to individuals, trusts, estates, corporations and other business entities. Its brochure also states the firm works with pension and profit-sharing plans and charitable organizations in addition to individual clients, offering ongoing portfolio management as well as project-based consulting engagements.
The firm typically charges asset-based fees for management and hourly or flat fees for consulting, recommends Schwab for custody and implements portfolios using index funds, ETFs, mutual funds, common and preferred stocks, bonds and cash equivalents. Its stated analysis methods include fundamental and cyclical approaches, and client accounts are periodically rebalanced to reflect changing market dynamics and client objectives.
Compared with many peers, the firm’s client mix includes corporate and institutional-type clients such as pension plans and charitable organizations, a profile that is less common among independent advisers of similar scale; it reports no outside affiliations and operates on a fee-only basis. The brochure discloses a prior Tennessee registration lapse that resulted in a state penalty, notes that RPS does not take custody of client assets or vote proxies, and shows a long operating history (since 2003) managing roughly $51.5 million for about 65 clients.
Client services
Financial planning
Portfolio management
Expertise
Annuities
Fee options
Flat fees negotiated in advance based on services requested
$150,000 - $250,000: 1.40% annually $250,001 - $500,000: 1.20% annually $500,001 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually $5,000,000+: 0.35% annually
$185 to $250 per hour depending on scope and nature of advice
Account minimum: $150,000 Fee-only: Hourly fees range from $185 to $250 per hour; flat fees are negotiated in advance
Main office location
Retirement Planning Solutions, LLC
Nolensville TN, United States
Number of offices
2
Most active in
Retirement Planning Solutions, LLC has reported serving >5 clients in these states in the last 12 months.
Tennessee · Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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