Retirement Planning Consultants Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$26,892,142
Total clients
91
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
91
Average account size
$295,518
About
The firm provides investment management and financial planning for individuals and their retirement accounts, including IRAs, other tax‑deferred accounts, 401(k) plans, corporate accounts and 529 college‑savings plans. In addition to managed portfolios, the firm offers life insurance and annuity products and facilitates mutual fund investments for 529 accounts.
The firm develops diversified asset allocations based on clients’ time horizons and risk tolerance, combining equities and fixed income with a heavy use of exchange‑traded funds and both fundamental and technical analysis. Most client accounts are managed on a discretionary basis through third‑party custodians (commonly Schwab), and the adviser does not use margin or direct options trading.
Distinctive features include the adviser’s licensed CPA background and an affiliated tax and consulting practice, and the firm’s continued sale of insurance and annuity products for which it may receive commissions or trailing compensation — a practice the brochure discloses as a potential conflict and for which clients may elect other purchase routes. The firm also works with corporate accounts and 529/401(k) plans and reports that client referrals are its sole source of new business; the principal splits time between advisory work and a seasonal tax practice.
Client services
Expertise
Fee options
$0 - $100,000: 1.4% per year $100,001 - $250,000: 1.3% per year $250,001 - $500,000: 1.2% per year $500,001 - $1,000,000: 1.1% per year $1,000,001+: 1.0% per year
Commissions and trails from insurance companies for life insurance policies, annuities, and mutual funds in 529 accounts
Main office location
Retirement Planning Consultants Inc
339 3 Rd Ave
South Charleston WV 25303, United States
Number of offices
1
Most active in
West Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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