Retirement Plan Advisors, LLC

Retirement Plan Advisors provides retirement-plan-focused consulting and investment advisory services to employer-sponsored retirement plans and to individual clients, offering financial planning and discretionary portfolio management. While it offers common multi-team services such as financial planning and portfolio management for both non‑HNW and high‑net‑worth individuals, the firm’s practice is centered on plan sponsors, plan participants, and public sector employers.

The firm’s investment approach emphasizes strategic asset allocation with tactical components and uses a mix of no-load/load‑waived mutual funds, exchange‑traded funds, and Collective Investment Trusts to implement model portfolios and managed-account solutions such as PortfolioPlus and WealthPort. RPA serves in both co‑fiduciary (3(21)) and discretionary (3(38)) roles for plan sponsors, relies on an Investment Committee for ongoing menu and manager oversight, and may recommend third‑party managers or subadvisors where appropriate.

What distinguishes the firm from many peers is its specialized work with public sector and state or municipal government retirement plans and its role managing pooled investment vehicles — including sponsoring and managing Collective Investment Trusts and offering services for Pooled Employer Plans (PEPs) and pooled-account solutions. The firm also provides a periodic newsletter for PortfolioPlus participants and discloses arrangements with recordkeepers and affiliated entities (including a broker‑dealer relationship), noting potential conflicts and the oversight practices it follows.