Retirement Lifestyles Advisory Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$68,308,592
Total clients
149
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
149
Average account size
$458,447
About
Retirement Lifestyles Advisory Group is a state-registered, single-advisor firm that provides retirement income planning, comprehensive financial planning and ongoing portfolio management for individuals, small business owners, professionals and company retirement plans. The firm typically begins engagements with a one-time planning product called the “RLA X‑Ray” and provides ongoing account supervision and regular plan reviews.
The firm’s investment approach is grounded in Modern Portfolio Theory and a long-term, buy-and-hold philosophy with periodic rebalancing, using diversified vehicles such as ETFs, index funds, separately managed and unified managed accounts and a noted tilt toward small‑cap and value exposures. RLAG does not accept discretionary trading authority for client accounts, so portfolios are managed primarily on a non‑discretionary basis unless a client elects to grant limited trading or disbursement power of attorney.
Distinctive features include the adviser’s continuing role as a licensed insurance agent: the brochure discloses that insurance commissions represent a meaningful portion of the firm’s compensation and that insurance-related work occupies part of the adviser’s workweek, which the firm identifies as a potential conflict of interest. Compared with many independent solo advisers, RLAG manages a substantial amount of client assets on a non‑discretionary basis, requires at least annual in‑person client meetings, and offers a mix of comprehensive planning, hourly consultations and ongoing portfolio management.
Client services
Financial planning
Portfolio management
Expertise
Retirement income strategy
Income planning
General retirement planning
Occupation focus
Self-Employed
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Fee options
Financial planning one-time fee between $0 and $5,000
$0 - $500,000: 1.85% $500,000 - $1,000,000: 1.50% $1,000,000 - $2,000,000: 1.20% $2,000,000 - $3,000,000: 1.00% $3,000,000 - $5,000,000: 0.75% $5,000,000+: Negotiable
Approximately 25% of overall compensation comes from commissions on insurance products; commissions paid directly by insurance companies and not deducted from client accounts.
$250 per hour billed in 30-minute increments
Account minimum: $250,000 recommended but not required
Main office location
Retirement Lifestyles Advisory Group
2520 Goodwater Ave Suite B
Redding CA 96002, United States
Number of offices
1
Most active in
Retirement Lifestyles Advisory Group has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")