Retirement Collaborative Llc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$44,622,839
Total clients
176
4% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
176
Average account size
$253,539
About
The firm advises individuals as well as retirement plan sponsors and institutional clients, including defined benefit and defined contribution plans, foundations, and endowments. It offers retirement plan consulting and pension consulting, fiduciary reviews and monitoring, participant education and wealth‑management services, plus discretionary and non‑discretionary investment management for private clients.
The firm applies a four‑step Fiduciary Quality Management System — organize, formalize (including preparation of Investment Policy Statements), implement, and monitor — across both plan consulting and investment management engagements. It supplements that process with quarterly Tactical Forecast Strategies for participant portfolios, RFP and benchmarking analyses, and technology tools (including the Pontera platform for employer‑sponsored plans and an eMoney‑based client portal) to support reporting and participant wealth aggregation.
Compared with many similarly sized independent advisers, the firm combines fee‑only advisory work with licensed insurance activity — advisers are licensed to offer insurance, spend an estimated 15% of their time on those activities, and maintain relationships with insurers such as Jackson National Life and Allianz Life. The firm also places greater emphasis than peers on institutional pension consulting and formal fiduciary review services for plan sponsors, providing ongoing monitoring, fiduciary education, and implementation support that some independents do not offer.
Client services
Fee options
Fixed fees up to $50,000 per quarter for consulting and investment management services; various fixed fees for wealth management services ranging from $100 per year to $1,500 for initial financial plans
$0.00 - $1,000,000.00: 1.50% $1,000,000.01 - $5,000,000.00: 0.75% $5,000,000.01 - $10,000,000.00: 0.50% $10,000,000.01 - $25,000,000.00: 0.45% $25,000,000.01 - $50,000,000.00: 0.35% $0.00 - $10,000: 1.50% $10,001 - $50,000: 1.00% $50,001 - $250,000: 0.95% $250,001 - $500,000: 0.90% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,500,000: 0.70% $2,500,001 - $5,000,000: 0.50% $5,000,001 - $10,000,000: 0.30% $10,000,001 - $20,000,000: 0.20%
Hourly fees up to $300 per hour, billed quarterly in arrears
Minimum fee: Minimum annual fee of $300 for Advice Only retirement account advisory service Fee-only: Yes, fee-only investment adviser; no commissions or third-party compensation received
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Retirement Collaborative Llc
2000 Linglestown Road, Suite 303
Harrisburg PA 17110, United States
Number of offices
1
Forms ADV
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