Retirement Advisors, Inc.

Retirement Advisors, Inc. provides ongoing wealth management and financial planning services to individuals, families, trusts, estates, and charitable organizations through its Wealth Management Program, which includes complimentary financial planning and quarterly portfolio reporting. The firm charges asset-based fees for portfolio management and oversees primarily discretionary advisory accounts.

The firm's investment approach is long-term and research-driven, tilting portfolios toward small-cap and value equities while emphasizing broad global diversification, low-cost institutional-class mutual funds, and periodic rebalancing to maintain target allocations. It typically implements these strategies mainly through funds offered by Dimensional Fund Advisors and blends equity exposure with short- and mid-term, higher-quality fixed income to seek lower portfolio volatility for clients drawing income.

Notable operational features include a long-standing access to Dimensional Fund Advisors’ institutional funds and analytical tools (a relationship in place since 1998) and a practice-level account minimum of $800,000 (with exceptions), managing roughly $160 million across under 200 client households. The firm is fee-only, does not accept commissions or 12b‑1 fees, and routinely requires custody at Charles Schwab for its model portfolios while not aggregating client trades—practices that can affect trade execution, costs, and tax outcomes compared with many peers.