Retire Secure Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,269,209
Clients
9
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
Very LowAverage account size
$474,357
About
Retire Secure Financial Planning, LLC is a fee-only registered investment adviser that serves individual clients—including pre-retirees, retirees and small business owners—offering comprehensive and modular financial planning, investment consultation and discretionary portfolio management. The firm manages about $4.27 million for nine clients and provides planning across retirement income and distribution strategies, tax and estate planning, insurance review, college savings and business/employee‑benefits optimization.
The adviser generally implements a passive, index-based investment approach using low-cost mutual funds and ETFs, building client portfolios around written investment policy statements with ongoing discretionary authority and periodic rebalancing. The practice places particular emphasis on retirement-focused analysis (Social Security claiming strategies, Roth conversion considerations and distribution sequencing) and operates under a fiduciary, fee-only model with membership in the Garrett Planning Network.
Compared with typical independent peers, Retire Secure is characterized by a very small client roster and concentrated AUM per client, a structure the brochure indicates allows for substantial, individualized planning time and hands-on implementation support. The firm’s principal brings a J.D./MBA in addition to CFP certification, and the brochure discloses there is no planned continuation of the business in the event of the owner’s death—an operational detail prospective clients may want to consider.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Social Security optimization
Roth conversion strategy
Cash flow / budgeting
Fee options
Comprehensive financial planning fees range from $5,000 to $12,000 per year; comprehensive plan presentation only has minimum fee $2,500
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001+: 0.75%
$325 per hour for modular or limited financial planning services
Account minimum: $2,500 minimum annual fee for investment management services Minimum fee: $2,500 minimum annual fee for investment management services Fee-only: Comprehensive and modular financial planning fees; hourly rate $325/hour; comprehensive plan fees range $5,000 to $12,000 annually; minimum financial plan fee $2,500.
Main office location
Retire Secure Financial Planning, LLC
Evanston IL, United States
Number of offices
1
Most active in
Retire Secure Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")