Resolute Retirement Consulting

Resolute Retirement Consulting provides discretionary asset management to individuals, high-net-worth clients, non-profits and small businesses, and also delivers pension consulting services to plan sponsors, trustees and plan administrators. Its asset management services use model portfolios composed primarily of mutual funds and ETFs and include periodic meetings, rebalancing, tax-loss harvesting, custodial review and complimentary limited financial planning for clients.

The firm’s investment approach emphasizes buy-and-hold model portfolios built from mutual funds and ETFs, with ongoing monitoring of factors such as fund manager tenure, turnover, expense ratios and prospectus adherence; Resolute applies both fundamental and technical analysis when evaluating investments. Accounts are managed on a discretionary basis with at least quarterly reviews and a focus on tax-aware rebalancing and replacement decisions when funds drift from stated objectives.

What distinguishes Resolute from many peers is the combination of retail portfolio management and institutional pension consulting within a single, small advisory practice — the firm acts as an ERISA 3(21) fiduciary for certain plan services and performs plan-level work such as investment monitoring, record-keeper RFPs, third-party administrator oversight, and employee one-on-one and enrollment assistance. The practice manages approximately $81 million across a concentrated client base and requires clients to maintain accounts through the firm’s designated custody arrangement, reflecting a hybrid focus on both individual wealth management and plan-level consulting.