Reservoir Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$208,773,942
Total clients
438
18% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
219
Average account size
$476,653
About
Reservoir Retirement Management advises individuals — including high-net-worth clients — as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm provides investment management, comprehensive and modular financial planning (including a subscription-style ongoing planning option), and employee benefit plan services.
The firm primarily implements passive investment strategies built with index mutual funds and ETFs, while supplementing allocation decisions with fundamental and cyclical analysis. It constructs client-specific investment policy statements, manages both discretionary accounts and non-discretionary qualified retirement plan assets, and performs regular (typically quarterly) account reviews.
What is unusual for a firm of this size is its high client load per advisor (well over 200 clients per advisor), which aligns with its reliance on standardized, low-turnover portfolios and recurring planning subscriptions. The advisor team also integrates advisory services with contract tax/accounting work performed by the firm’s ownership, and maintains a material practice advising employer retirement plans and non-discretionary 401(k) assets.
Client services
Expertise
Occupation focus
Fee options
$1 - $100,000: 1.25% $100,001 - $500,000: 0.95% $500,001 - $1,000,000: 0.85% $1,000,001+: 0.75%
Comprehensive Financial Planning: upfront $250 plus $50-$600 per month, negotiable based on complexity
Comprehensive Financial Planning ongoing fee $50-$600 per month, paid monthly in arrears
Main office location
Reservoir Wealth Management
2100 Lost Creek Boulevard
Lima OH 45804, United States
Number of offices
1
Most active in
Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")