Renovate Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
28
TypicalAverage account size
—
About
Renovate Financial Planning is a state‑registered investment adviser that provides investment management and a range of financial planning services to individual clients, including high‑net‑worth individuals. Services described in the brochure include individually tailored portfolio management, project‑based and ongoing financial planning (subscription and fixed‑project engagements), and hourly planning engagements.
The firm’s stated investment approach emphasizes passive portfolio construction grounded in Modern Portfolio Theory, using index mutual funds and ETFs to implement asset allocation targets, while incorporating cyclical analysis when performing investment analyses as part of financial planning. Renovate does not utilize third‑party managers and positions its portfolios for low turnover and relative tax efficiency consistent with a passive strategy.
Distinctive features for a firm in this category include actively serving non‑institutional individual clients (including HNW clients) and offering multiple fee arrangements beyond percentage‑of‑AUM billing, such as monthly subscription fees, fixed project fees, and hourly billing. The brochure also discloses advising on non‑public alternative investments and real‑estate investing, the principal’s outside real‑estate and advisor‑education activities, and a recent transfer of client accounts to Savvy Wealth with $0 AUM reported.
Client services
Financial planning
Expertise
Cash flow / budgeting
Fee options
$1,200.00 to $35,000.00 per project
$0 - $1,000,000: 1.00% annually $1,000,000+: 0.60% annually
$230.00 per hour
$200 to $2,500 per month
Main office location
Renovate Financial Planning
9298 Central Ave, Suite 400
Blaine MN 55449, United States
Number of offices
1
Most active in
Renovate Financial Planning has reported serving >5 clients in these states in the last 12 months.
Louisiana · Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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