Relevant Financial Advisors LLC

Relevant Financial Advisors provides independent, comprehensive financial planning and investment management for individuals, families, and other entities such as trusts and retirement plans. Services described in the brochure include cash‑flow and tax planning, estate and charitable planning, discretionary portfolio management, and coordination with clients’ other advisors.

The firm uses a core‑and‑satellite investment approach documented by an Investment Policy Statement, relies on third‑party research (notably 42 Macro), and implements tactical adjustments within defined risk boundaries; options and other derivative strategies are used at times to replicate market exposure or add protection. Portfolios are managed on a discretionary basis under a limited power of attorney, with regular reviews and reporting and an emphasis on tailoring allocations to each client’s risk capacity and goals.

Noteworthy distinctions include an explicit willingness to use derivatives and option strategies within client accounts—a practice the brochure notes and that is uncommon among similar independent advisers—and a tiered service model offering a “Concierge/Personal CFO” level that includes monthly meetings, weekly communication, and assistance with private opportunities and family matters. The firm also discloses detailed and ongoing litigation with a former employer and explains that this litigation has influenced its business practices (including a decision not to advertise) and could affect future operations.