Regency Investment Advisors Inc

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Client assets under management

$784,188,675

Clients

716

29% high-net worth

Advisors

of 15 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

239

Very High

Average account size

$1,095,236

About

Regency Investment Advisors serves individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, charitable organizations, and corporations, providing discretionary and non‑discretionary investment supervisory/portfolio management, financial planning, and other portfolio management services such as held‑away account oversight. The firm also provides retirement plan advisory services and may recommend stable value Collective Investment Trusts as a low‑risk money‑market alternative for qualified plans.

The firm’s investment process emphasizes asset allocation across mutual funds, ETFs, fixed income, real assets and alternatives, using fundamental, technical and qualitative analysis, periodic rebalancing, and tactical adjustments when warranted. Regency relies on third‑party model portfolios and technology support (notably BlackRock and 55IP) and predominantly implements strategies with no‑load mutual funds and iShares ETFs.

Regency manages over $1 billion in client assets and uses third‑party platforms such as Pontera Solutions to review and rebalance held‑away accounts while avoiding custody, a practice that distinguishes its operational approach. The ADV discloses material conflicts of interest tied to receipt of research, models, and other services from BlackRock and 55IP, notes the firm has no affiliates, and describes participation in educational conferences and events made available through custodians.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

College savings (529s, UTMA, etc.) Wealth management

Fee options

Fixed

Financial planning fees may be fixed and negotiated; specific amounts not stated.

Percentage

0.60% to 1.20% (negotiable based on client and retirement plan type)

Project-based

Financial planning hourly fees generally $200 to $300 per hour.

Other

Account minimum: $250,000 Fee-only: 0.60% to 1.20% annually based on assets under management; fees negotiated individually; no commissions received.

Main office location

Regency Investment Advisors Inc

1312 W Herndon, Suite 101

Fresno CA 93711, United States

Number of offices

Most active in

California · Florida · Nebraska · Nevada · Oregon · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 559-438-2640

Advisors at this firm

Jeremy W

Series 65

Fresno, CA

Regency Investment Advisors Inc

Jeremy Whitt is a financial advisor with Regency Investment Advisors Inc in Fresno, CA. He holds a Series 65 designation and has four years of industry experience. Whitt has been with Regency Investment Advisors since 2015. Regency Investment Advisors serves individuals, trusts, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm focuses on asset allocation and manager/fund selection, using mutual funds and ETFs, guided by an Investment Committee that reviews and rebalances accounts quarterly.

College savings (529s, UTMA, etc.) Wealth management

Philip R

CFP®, Series 63

Fresno, CA

Regency Investment Advisors Inc

Philip Ray is a CFP® with 27 years of industry experience and has been with Regency Investment Advisors Inc since 1995. He holds a Series 63 license and is based in Fresno, CA. Outside of his advisory work, he is a member of 1312, LLC, an entity formed to purchase a commercial real estate building leased to Regency Investment Advisors and other tenants. Regency Investment Advisors serves individuals, trusts, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm focuses on asset allocation and manager/fund selection, employing both discretionary and non-discretionary portfolio management with oversight from an Investment Committee that meets quarterly.

College savings (529s, UTMA, etc.) Wealth management

Simren G

Series 65

Fresno, CA

Regency Investment Advisors Inc

Simren Gill is a financial advisor at Regency Investment Advisors Inc. with a Series 65 credential and one year of industry experience. Prior to joining Regency, Gill held roles at several companies including Yelp Inc., SunRun, DoorDash, and Quickli. Regency Investment Advisors provides advisory services to individuals, trusts, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm focuses on asset allocation and manager selection, employing mutual funds, ETFs, and third-party model portfolios to manage client accounts.

College savings (529s, UTMA, etc.) Wealth management

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