Red Tree Investments

Red Tree Investments is a single-advisor independent registered investment adviser that serves individuals as well as institutional-type clients, including qualified retirement plans, trusts, charitable organizations, and local government entities. The firm provides fee-based investment advisory services including custom portfolio management and pension consulting with participant-level fiduciary advice for retirement plan participants.

The adviser employs a long-term, buy-and-hold, value-oriented approach driven by fundamental analysis, primarily investing in U.S. equities, publicly traded REITs and ETFs while occasionally using fixed income, municipal securities and cash positions for risk management. Although the firm generally has authority to manage accounts, as of December 31, 2024 its client assets were predominantly held in non-discretionary arrangements (approximately $1,000 discretionary versus $99,001,000 non-discretionary).

Distinctive aspects of the firm include work with state and municipal clients, formal pension consulting and the ability to serve in ERISA Section 3(38) fiduciary and Section 3(21) advisory roles for qualified plans, and the use of fixed-fee arrangements for some local government engagements. The firm also discloses referral arrangements with a registered municipal advisor and that its adviser representatives sell insurance and that a firm principal provides municipal investment training through a separate business; these relationships and potential conflicts are addressed in the firm’s disclosures and policies.