Red Oak Advisors LLC

Red Oak Advisors LLC provides portfolio management, financial planning and consulting, and access to separately managed accounts through Schwab’s Managed Account Select and Access programs. The firm serves individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, and business entities, and reports approximately $43.4 million in regulatory assets under management for about 55 clients.

The firm typically conducts one or more meetings (in person or by phone) to assess a client’s situation and then proposes portfolios composed of ETFs, mutual funds, individual stocks and bonds, with at least quarterly reviews. Its stated methods of analysis include charting, cyclical, fundamental and technical approaches, and its trading toolkit explicitly contemplates long‑ and short‑term purchases, trading, short sales and margin transactions; it also selects and monitors third‑party managers for SMA clients.

Distinctive operational features disclosed in the brochure include a requirement/recommendation that client accounts be maintained at Charles Schwab and participation in Schwab’s bundled services, along with receipt of related research and practice‑management benefits. The firm’s representatives are also registered representatives of a broker‑dealer and licensed insurance agents—allowing commissionable product sales—and the brochure lists an unusually broad set of securities and derivatives licenses and business‑oriented planning services (e.g., cost segregation, corporate structure and tax planning) that extend its service set beyond what many solo independent advisers offer.