Red Granite Wealth Management

Red Granite Wealth Management provides ongoing portfolio management and financial planning for individual and high‑net‑worth clients, and also offers advisory services to pension and profit‑sharing plans and corporate or business entities. Services described in the brochure include preparing individualized Investment Policy Statements, discretionary portfolio management, and written pension consulting (including plan design guidance and recommendations for money managers and service providers).

The firm’s investment process is discretionary and goal‑driven, documenting client objectives, time horizon, and risk tolerance in an IPS and relying on fundamental, quantitative, and technical analysis with a long‑term trading orientation. It may allocate client assets to SEI‑managed model portfolios and uses a mix of mutual funds, ETFs (including precious‑metal ETFs), equities, fixed income, REITs and non‑U.S. securities.

What is noteworthy relative to peers is the explicit focus on pension consulting and serving corporate/business clients—services that are statistically uncommon for independent advisers of this size—and the firm details hands‑on pension plan work such as monitoring money managers and creating written pension plans. The brochure also describes a formal sub‑advisor relationship with SEI Investments Management Corporation and a requirement to use SEI Private Trust Company as custodian, with fees operationally deducted through that platform, which may affect custody and operational arrangements compared with many peers.