Realm Investment Consulting LLC

REALM Investment Consulting serves individual and high‑net‑worth clients with ongoing portfolio management (primarily using ETFs), financial planning, and pension/401(k) consulting. The firm manages roughly $88.9 million across about 90 client relationships and provides both discretionary and non‑discretionary services, creating a written Investment Policy Statement for each client.

Investment implementation emphasizes long‑term trading and is guided by modern portfolio theory, supported by fundamental, cyclical, and quantitative analysis, with client exposure to equities and fixed income largely via ETFs and mutual funds. REALM states it acts as a fiduciary, documents client risk tolerances, seeks best execution, and may accept research or other services from custodians (soft‑dollar benefits) to support its investment process.

A distinctive operational feature is that a principal of the firm maintains accounting activities and may, from time to time, offer clients accounting advice or related products outside the advisory services; the firm discloses this potential conflict and notes clients are not required to use those services. The firm operates with a small advisory team, typically recommends specific custodians (including SSG/Pershing and Altruist), and charges negotiable percentage‑of‑AUM fees with no stated account minimum, which affects how it accommodates both retail and high‑net‑worth clients.