Reale Managed Assets, Inc.

Reale Managed Assets, Inc. serves individual investors, higher‑net‑worth clients, plan participants and trusts by providing a discretionary mutual fund and variable‑annuity timing service that implements exchanges among client‑selected aggressive (stock and bond) funds and a defensive money‑market fund. The firm offers three timing programs (Navigator I, II, and Star) and performs exchanges within the client’s mutual fund family or investment product rather than providing broad, ongoing portfolio management for individual accounts.

The firm’s investment approach is centered on proprietary timing techniques that combine charting, technical, fundamental and cyclical analysis with daily market and fund data, interest‑rate indicators and other macro inputs; a single investment professional makes final discretionary buy/sell decisions and issues exchange signals. Programs may move assets incrementally or up to 100% into a defensive money‑market fund during turbulent market conditions, and exchanges are executed by methods dictated by the product (e.g., web‑based processing, exchange lists or written requests), which can affect timing and execution.

What is distinctive about the firm is its focus on active mutual‑fund timing—a strategy that is uncommon among independent advisers—and the principal’s concurrent roles as a registered representative of a broker‑dealer and a licensed insurance agent, which allow the offering of commissionable securities and insurance products and the receipt of related commissions and 12b‑1 fees. The firm also routinely works through solicitor/Investment Advisor Representative relationships, sharing a portion of advisory fees with referring representatives, a compensation structure and narrow service focus that differentiate its business model from many peers.