RDG Capital Management LLC logo

RDG Capital Management LLC

Updated today

Client assets under management

$71,454,231

Clients

46

46% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

15

Very Low

Average account size

$1,553,353

About

RDG Capital Management LLC provides fee-only advisory services to individuals — including high-net-worth clients — as well as trusts, retirement plans, and business entities, offering both discretionary and non-discretionary portfolio management alongside financial planning services that are included within the advisory relationship. The firm gathers clients’ personal, tax, and financial information to develop customized investment plans and addresses financial planning issues by coordinating with other professionals when necessary.

The firm follows a long-term, buy-and-hold investment approach implemented through a core-and-satellite framework that emphasizes index-based ETFs and mutual funds for broad diversification, low costs, and tax efficiency, while rebalancing to maintain target allocations. RDGCM also accommodates in-kind transfers and hybrid portfolios—including individual bonds and securities—when tax considerations or client preferences make holding existing positions preferable, and delegates day-to-day portfolio management to a contracted sub‑adviser under a formal sub‑advisory arrangement.

Distinctive features include a formal sub‑advisory relationship in which an outside investment manager supervises and directs account investments and receives a portion of client fees, a structure that is less common among similar supported firms. Firm leadership brings substantive accounting and licensed securities backgrounds and recently divested prior ownership interests in an insurance agency and in accounting-related entities, reflecting both in-house professional expertise and a recent reduction in outside business affiliations.

Client services

Financial planning Portfolio management

Expertise

Passive / index investing Tax-loss harvesting Private / alternative investments

Fee options

Fixed

Fixed fees may be used depending on individual circumstances; fees may be negotiable

Percentage

0.85% annually

Other

Fee-only: Fee-only arrangement; no commissions or referral fees

Main office location

RDG Capital Management LLC

20 Office Park Way, Suite 140

Pittsford NY 14534, United States

Number of offices

1

Most active in

Florida · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Amy R

Series 63, Series 65, Series 66

Pittsford, NY

RDG Capital Management LLC

Amy Ryan is a financial advisor at RDG Capital Management LLC with two years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Prior to her current role, she worked at Cambridge Investment Research, Inc. and LPL Financial, LLC. Outside of advising, she owns MADE ESSENTIALS LLC, a business based in Pittsford, NY. RDG Capital Management LLC provides discretionary portfolio management and financial planning to high-net-worth individuals, institutions, and charitable organizations. The firm employs a long-term, core-and-satellite investment approach emphasizing low-cost, index-based funds and tax efficiency, and operates through formal subadvisory and professional affiliations.

Passive / index investing Tax-loss harvesting Private / alternative investments
user avatar

Whitney B

Series 65

Pittsford, NY

RDG Capital Management LLC

Whitney Baniewicz is a financial advisor at RDG Capital Management LLC with a Series 65 designation and over a decade of experience, including fourteen years at RDG + Partners, CPA. She has been with RDG Capital Management since 2023. RDG Capital Management LLC provides discretionary portfolio management and financial planning services to high-net-worth individuals, institutional clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a long-term, core-and-satellite investment approach focused on low-cost, index-based ETFs and mutual funds, with complementary factor-based funds, bonds, and alternative investments, and operates through a formal subadvisory relationship with Armbruster Capital Management.

Passive / index investing Tax-loss harvesting Private / alternative investments
user avatar

Kate K

Series 65

Pittsford, NY

RDG Capital Management LLC

Kate Kenney is a financial advisor at RDG Capital Management LLC with over a decade of industry experience. She holds the Series 65 designation and has previously worked at Anderson Kenney Associates LLC and ProNexus LLC. RDG Capital Management LLC provides discretionary portfolio management and financial planning services to high-net-worth individuals and various institutional and individual clients. The firm employs a long-term, core-and-satellite investment strategy emphasizing low-cost, index-based funds and maintains formal affiliations with accounting and insurance practices to coordinate client services.

Passive / index investing Tax-loss harvesting Private / alternative investments
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