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RCPlanners

Updated today

Total assets under management

$80,649,259

Total clients

148

12% high-net worth

Total advisors

3

of 3 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

49

Average account size

$544,927

About

RCPlanners provides financial planning and discretionary investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and businesses, serving both non‑high‑net‑worth and high‑net‑worth clients. Offerings include stand‑alone comprehensive plans, ongoing planning engagements, project or hourly consulting, and discretionary portfolio management.

The firm combines fundamental and technical analysis with a client-specific investment policy statement and risk‑tolerance assessment to implement strategic or tactical asset allocations, typically using exchange‑listed securities, mutual funds, and ETFs while also recommending individual stocks and cash positions when appropriate. RCPlanners uses a proprietary Carefree Retirement Income Model to assess retirement risks and will, for accredited investors, consider less‑common vehicles such as interval funds, private real estate investment trusts, and Delaware Statutory Trust offerings; it takes an educational approach to employer plan rollovers.

Distinctive operational features include a formal separation of one‑time or hourly planning engagements from its ongoing investment supervisory services and the availability of project/hourly work as a persistent service option. The firm’s advisory personnel are licensed to sell insurance and disclose that insurance activities occupy a material portion of their time and may generate commissions, a potential conflict of interest that the firm discloses and addresses in its practices.

Client services

Financial planning Portfolio management

Expertise

Retirement income strategy Income planning General tax planning

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Fixed fees for comprehensive financial planning services typically range from $1,000 to $10,000 depending on complexity; ongoing financial planning services charged as fixed monthly fees, typically $1,000 to $10,000 annually.

Project-based

Up to $500 per hour for financial planning consulting services, negotiated in advance.

Subscriptions

Ongoing financial planning services charged as fixed monthly fees, invoiced monthly in arrears.

Most active in

Florida · Maryland · Michigan · New Jersey · Pennsylvania · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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