RChristianFinancial Consultants, LLC "The Clients Fiduciary"
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,989,000
Total clients
86
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
86
Average account size
$127,779
About
RChristian Financial Consultants provides discretionary portfolio management, comprehensive financial planning, and retirement plan advisory services to individuals (including high-net-worth clients), corporations, and plan sponsors. The firm also arranges separately managed account platforms and offers an electronic planning portal to consolidate client-held assets for holistic planning.
The firm relies primarily on fundamental analysis and generally favors long-term, buy-and-hold strategies complemented by occasional shorter-term trading, with account reviews performed on a quarterly basis and discretionary authority typically exercised under written client agreements. It monitors third‑party money managers when those platforms are used and incorporates planning tools that can display assets not managed by the firm to inform recommendations.
What distinguishes the firm from many peers is its combination of retirement plan advisory work and direct involvement in insurance distribution: it provides ERISA‑related fiduciary and non‑fiduciary services to pension and profit‑sharing plans and is affiliated with an insurance agency through which insurance products are offered. The firm also charges a subscription for its electronic planning service, and it discloses receiving referral or solicitation compensation when recommending certain third‑party money managers, a set of arrangements that the brochure identifies and addresses as potential conflicts of interest.
Client services
Expertise
Fee options
Fixed fee retainer for financial planning services: $5,000 annually payable quarterly; Emoney setup fee $250-$500, monthly fee $49.95
$0+: Up to 1.5% per annum, negotiable (subject to minimum annual fee) Up to $10 million - $10 million: 0.5% per annum (retirement plan advisory services) Greater than $10 million+: 0.25% per annum (retirement plan advisory services) No minimum stated+: 0.25% to 0.70% per annum (fees for separately managed accounts, in addition to RChristian Financial’s fee)
$200 per hour for financial planning services
Account minimum: $100,000 Minimum fee: $1,200 minimum annual fee, payable monthly ($100) or quarterly ($300) Fee-only: Financial planning fees typically $500 to $5,000 per plan; hourly fees $200 per hour; fixed fee retainer $5,000 annually payable quarterly
Main office location
RChristianFinancial Consultants, LLC "The Clients Fiduciary"
Athens GA, United States
Number of offices
1
Most active in
Georgia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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