Rc Financial, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
7
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$0
About
The firm provides financial planning and consulting services, covering financial, tax, retirement, education and investment planning. Its client work is directed toward high‑net‑worth individuals and business entities rather than mass‑market retail clients.
Services are typically delivered as one‑time or limited‑term engagements that culminate in a written plan, with fees charged on an hourly basis and periodic reviews provided under separate arrangements. The firm uses quantitative methods such as discounted cash flow (DCF/IRR), net present value and pro‑forma cash flow analyses to evaluate investments — including limited partnerships and start‑up opportunities — and does not offer discretionary portfolio management or charge percentage‑of‑AUM fees.
The adviser combines financial planning with affiliated tax preparation services and is licensed to sell insurance, while securities recommendations are implemented through a broker‑dealer relationship that can generate commissions and 12b‑1 trail payments. That blend of planning, tax preparation, insurance distribution and commission‑based securities implementation — with implementation routed through an affiliate rather than in‑house asset management — is a notable difference from many independent advisers.
Client services
Financial planning
Expertise
General retirement planning
Fee options
Commissions earned on securities and insurance products purchased through Richard Colacino as a registered representative of Osaic Wealth, Inc.
Standard hourly fee up to $400 per hour for financial planning services
Fee-only: Standard hourly fee up to $400 per hour for financial planning services
Main office location
Rc Financial, Inc.
Brooklyn NY, United States
Number of offices
1
Most active in
Rc Financial, Inc. has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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