Razzano Investment Management

Razzano Investment Management provides ongoing investment advisory and portfolio management services primarily to individual investors and certain small business entities, typically charging asset-based fees and including tax-aware planning as part of its advice. The firm manages a small client base (roughly two million in regulatory AUM) and does not participate in wrap fee programs.

The firm’s investment process uses fundamental analysis, asset allocation, diversification, and periodic rebalancing to tailor recommendations to each client’s objectives, time horizon, and risk tolerance. Razzano operates exclusively on a non-discretionary basis, placing transactions only after client approval and not aggregating or blocking trades on clients’ behalf.

Noteworthy distinctions include an affiliated accounting and tax practice that provides tax compliance, bookkeeping, and planning services alongside advisory work, and a supervised person who is licensed to sell life insurance and fixed or fixed-indexed annuities in a separate, commission-based capacity (the firm discloses and seeks to mitigate related conflicts, including not charging advisory fees on amounts used to purchase insurance). The combination of integrated tax/accounting services, insurance product sales, and fully non-discretionary management is uncommon among peers of this type and size.