Raymond Capital Advisors, LLC

Raymond Capital Advisors, LLC provides discretionary portfolio management, investment consulting, and customized financial planning primarily to individual and high‑net‑worth clients, and also to broker‑dealers, money management firms, corporations, pension and profit‑sharing plans, and charitable organizations. Services include multi‑cap equity strategies, blended tactical asset‑allocation approaches, a tax‑efficient balanced ETF strategy, consulting on benchmark‑relative risk, and IRA rollover guidance.

Investment decisions are driven by proprietary quantitative models that rank securities on price momentum and earnings trends, with portfolio construction and advanced risk management techniques aimed at limiting deviation from chosen benchmarks and involving weekly rebalancing. Equity strategies typically hold broadly diversified portfolios (generally on the order of 80–160 issues), while blended strategies adjust allocations among stocks, bonds, and cash using ETFs, duration management, and, when permitted, hedging via futures or ETFs.

Compared with similarly sized advisers, the firm is notable for serving institutional entities in addition to individuals and for offering an explicit tax‑efficient ETF strategy that emphasizes low‑cost ETFs, strategic rebalancing, and tax‑loss harvesting opportunities. The firm requires clients to custody assets with its recommended custodian (Folio/Goldman Sachs Custody Solutions, which uses a window‑trade execution process), provides financial planning at no charge for managed clients while offering paid standalone plans, and maintains written codes and policies for ethics, insider‑trading, and personal trading.