RASP Wealth Solutions, LLC

RASP Wealth Solutions provides personalized financial planning and both discretionary and non-discretionary investment management to individuals (including high net worth clients), families, family offices, trusts, private foundations, and qualified retirement plans. The firm delivers written comprehensive financial plans (either completed upon delivery or as ongoing services) and offers non-discretionary advisory services to retirement plans, including investment option recommendations and participant education.

RASP’s investment process is client-centered and begins with a detailed understanding of each client’s financial situation, risk profile, tax considerations and goals; the firm employs fundamental, quantitative and technical analysis and generally favors a long-term approach while allowing shorter-term trades when appropriate. Portfolios use mutual funds, ETFs, corporate bonds, fixed income instruments and equities, and accounts are monitored on an ongoing basis with at least an annual review and the ability for clients to impose reasonable restrictions.

Compared with many peers of similar size, RASP is notable for serving institutional-like clients such as family offices, private foundations and qualified retirement plans while operating as a two-advisor SEC-registered firm managing roughly $105.8 million for about 89 clients. The firm does not impose a minimum portfolio size, does not accept proxy-voting authority (clients retain voting responsibility), and relies on an institutional custodial platform that provides technology and other services to the firm.