Railroad Street Wealth Management, LLC

Railroad Street Wealth Management is an independent registered investment adviser that provides customized investment management and periodic financial planning to individual and high-net-worth clients. The firm reports managing about $20.4 million across roughly 55 client relationships and constructs portfolios using individual stocks, fixed income, ETFs, mutual funds and options to manage risk or generate income.

The adviser follows a tactical, rules‑based investment process that combines Point and Figure technical analysis with the Dynamic Asset Level Investing (DALI) relative‑strength framework from Dorsey Wright to rank asset classes and guide three portfolio methodologies. Portfolios are described as primarily long‑term but adjusted under technical signals; the brochure discloses about $3.27 million of discretionary assets versus roughly $17.16 million managed on a non‑discretionary basis, so many accounts require client approval before trades are executed.

Noteworthy operational features include a group of legacy wrap‑fee accounts that are being transitioned out of the firm’s former wrap program, a setup that is relatively uncommon among peers. The firm also emphasizes continuous monitoring with formal reviews at least annually and combines tactical ETF models with direct‑security portfolios and conservative cash management, a blend of practices that differs from firms that rely solely on discretionary model portfolios or purely passive strategies.