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Rademacher Financial, Inc.

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Client assets under management

$187,601,440

Clients

330

13% high-net worth

Advisors

6

of 6 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

55

Typical

Average account size

$568,489

About

Rademacher Financial is a registered investment adviser that serves individuals (including high‑net‑worth clients), trusts, charitable organizations, corporations, and retirement plan participants. The firm offers discretionary portfolio management, financial planning and consulting, and individual retirement plan consulting to a client base of roughly 330 relationships with approximately $231–234 million in assets under management.

Investment advice is delivered on a tailored basis—advisers gather client objectives and risk tolerance, then implement customized portfolios or select from internal model portfolios that range from conservative to growth, using fundamental and technical analysis and ongoing monitoring and rebalancing. The firm also provides written financial plans, business succession advice, limited administrative services, and retirement‑plan services that include participant education and plan reviews.

What is distinctive in the brochure is the firm’s emphasis on retirement‑plan work and its ERISA/IRC fiduciary status when providing plan and IRA advice, a service mix that helps explain why it reports serving state or municipal government clients — a relatively uncommon client type for comparable team firms. The firm also discloses operational practices that are less commonly highlighted, including use of AI tools to record and transcribe client meetings (with an opt‑out option) and a stated preference for the MinTax cost‑basis accounting method for custodial reporting.

Client services

Financial planning Portfolio management
Individual retirement plan consulting services

Expertise

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

$490 to $7,500 for financial planning and consulting services, depending on scope.

Percentage

Up to 2.0% annually, negotiable depending on client circumstances

Commissions

Commissions earned by licensed insurance agents for insurance products sold to clients, separate from advisory fees.

Project-based

$75 to $550 per hour for financial planning and consulting services.

Subscriptions

Annual retainer fees of $490 to $3,000 for financial planning and consulting services, billed in advance.

Other

Account minimum: $250,000

Main office location

Rademacher Financial, Inc.

1505 Kasold Drive

Lawrence KS 66047, United States

Number of offices

2

Most active in

California · Colorado · Kansas · Missouri · Montana · New York · Texas · Utah

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Phillip R

CFP®, Series 63, Series 65

Lawrence, KS

Rademacher Financial, Inc.

Phillip Rademacher is a CFP® with 33 years of experience in financial services and is the principal of Rademacher Financial, Inc. in Lawrence, KS. He has held roles at multiple firms including Raymond James Financial Services Advisors Inc. and leads RTP, LLC as CEO. Rademacher Financial, Inc. serves individuals, trusts, charitable organizations, corporations, insurance companies, and retirement plan participants, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs an individualized, typically discretionary investment approach and places a notable focus on retirement-plan consulting and participant education.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
user avatar

Kevin M

Series 66

Lawrence, KS

Rademacher Financial, Inc.

Kevin Michael is a financial advisor at Rademacher Financial, Inc. with 12 years of industry experience. He holds the Series 66 designation and previously worked at Raymond James Financial Services Advisors Inc. from 2015 to 2023. Outside of his advisory role, he teaches Tae Kwon Do classes twice a week at KU Tae Kwon Do Sports Club. Rademacher Financial, Inc. serves a diverse client base including individuals, trusts, charitable organizations, and retirement plan participants, managing approximately $261 million in discretionary assets. The firm offers tailored, typically discretionary investment strategies based on client objectives and risk tolerance, with a particular emphasis on retirement-plan consulting and participant education.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
user avatar

Ronan S

CFP®, Series 65

Lawrence, KS

Rademacher Financial, Inc.

Ronan Sramek is a CFP® and Series 65-licensed advisor at Rademacher Financial, Inc. with one year of industry experience. Prior to joining Rademacher Financial, he worked at Equity Bank from 2014 to 2024. He is also a licensed independent insurance agent in Lawrence, KS. Rademacher Financial, Inc. serves individuals, trusts, charitable organizations, corporations, insurance companies, and retirement plan participants, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes individualized, typically discretionary investment strategies and has a notable focus on retirement-plan consulting and participant education.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
user avatar

Roger C

Series 63, Series 65

Kamas, UT

Rademacher Financial, Inc.

Roger Cox is a financial advisor with Rademacher Financial, Inc., holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Raymond James Financial and Raymond James Financial Services, Inc., and has experience as a football referee and as an economist. Rademacher Financial, Inc. serves a diverse client base including individuals, trusts, charitable organizations, and retirement plan participants, offering discretionary portfolio management and financial planning. The firm emphasizes individualized investment strategies, retirement-plan consulting, and participant education, managing approximately $261 million in discretionary assets.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
user avatar

Gabriel D

CFP®, Series 63, Series 65

Lawrence, KS

Rademacher Financial, Inc.

Gabriel D'angelo is a CFP® professional with two years of industry experience, currently serving at Rademacher Financial, Inc. He previously worked at Strategic Wealth Advisors Group, Inc. and Charles Schwab. Outside of his advisory role, he is a licensed independent insurance agent in Lawrence, KS. Rademacher Financial, Inc. provides discretionary portfolio management, financial planning, and retirement plan consulting to individuals, trusts, corporations, and retirement plan participants. The firm emphasizes individualized investment strategies and retirement-plan consulting, managing approximately $261 million in discretionary client assets.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
user avatar

Rachel R

Series 66

Lawrence, KS

Rademacher Financial, Inc.

Rachel Rademacher is a financial advisor with Rademacher Financial, Inc. She holds a Series 66 designation and has 17 years of industry experience. Her career includes roles at Raymond James Financial Services and ownership positions at P&R Holdings LLC and RTP, LLC. Outside of finance, she has been a glass artist since 2011. Rademacher Financial, Inc. serves individuals, trusts, charitable organizations, corporations, insurance companies, and retirement plan participants. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, employing individualized investment strategies and a focus on retirement-plan consulting and participant education.

Business succession planning Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Annuities Founder/Business Owner Retired
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