RACK Consulting LLC

RACK Consulting LLC provides ongoing portfolio management to individual and high‑net‑worth clients, preparing individualized Investment Policy Statements and conducting regular portfolio monitoring. The firm advises on mutual funds, equities, ETFs, fixed income and Treasury Inflation Protected securities and generally charges asset‑based advisory fees.

RCL uses a mix of charting, fundamental, technical and quantitative analysis and implements both long‑ and short‑term strategies, including occasional use of short sales, margin and options. Uncommonly for its peer group, RCL manages virtually all assets on a non‑discretionary basis and does not exercise trading discretion without client authorization, documenting risk tolerance and reviewing accounts at least quarterly.

Noteworthy distinctions include participation in wrap fee programs—RCL manages wrap accounts and receives a portion of the wrap fees—and its use of the Charles Schwab institutional program, from which it derives research and operational benefits. The firm manages all assets internally (no third‑party managers), serves a small number of clients with concentrated non‑discretionary AUM, and does not aggregate trades across client accounts, which can affect execution relative to peers.