R
R & R Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$26,782,311
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
43
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
43
Average account size
$622,844
About
The firm serves individuals, families, small business owners, trusts, IRAs and select nonprofit organizations, offering fee‑based discretionary investment management alongside financial planning and consulting services. As a single‑adviser practice, it manages approximately $26.8 million across about 43 clients and provides tailored planning for retirement, tax and estate matters.
Its investment approach relies on customized asset‑allocation models that diversify among equities, fixed income, cash and, when appropriate, real estate and commodity funds, implemented through mutual funds, ETFs and individual securities. The firm exercises discretionary trading authority, may utilize third‑party managers and model portfolios, and conducts at least monthly internal reviews with strategic rebalancing and tactical adjustments as warranted.
Distinctive features include the principal’s role as a licensed independent insurance producer who provides estate planning and insurance services (including life, health, long‑term care, disability and annuity products) and the firm’s explicit work with charitable organizations — both of which are less common among peers. The brochure also notes the firm does not produce written reports for clients while maintaining regular account monitoring and quarterly billing reviews.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
General estate planning guidance
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Fee options
Under $250,000 - $250,000: 1.20% $250,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.60% $3,000,001+: 0.50%
$240 per hour, with a half-hour minimum
Main office location
R & R Financial Services, LLC
Lumberton TX, United States
Number of offices
1
Most active in
R & R Financial Services, LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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