R
R & M Consultants, Ltd.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
R&M Consultants, Ltd. co-advises client relationships with Pinnacle Advisors, offering a suite of wealth and trust management programs, retirement plan consulting, asset-tracking and performance reporting services. The firm itself does not implement day-to-day investment management; Pinnacle actively manages client assets on the co-clients’ behalf (Pinnacle-managed assets for the co-client group were reported at about $53 million).
The firm bundles financial planning with investment advisory services and relies on model portfolios, independent manager allocations and custodial platforms to implement investment strategies through Pinnacle and third‑party managers. For retirement plan sponsors R&M provides non‑discretionary fiduciary consulting under ERISA (and may be engaged as an investment manager under Section 3(38) where specified), and it monitors and recommends investment options rather than making unilateral trading decisions.
R&M is noteworthy for its ownership ties to a local CPA practice (shareholders are owners/employees of Robert J. LeHew & Associates), a configuration that the firm discloses when recommending non‑investment implementation professionals. The firm also emphasizes services that are uncommon among its peers — pension consulting, selection and ongoing oversight of independent managers, and functioning primarily as a referral/co‑advisor to an SEC‑registered manager rather than as the direct asset manager.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Equity compensation tax strategy
Tax-loss harvesting
Business succession planning
Charitable giving & philanthropy
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Executive
Retired
Demographic focus
Approaching retirement
Mid-Career Professionals
Established Professionals
Fee options
$250,000 - $1,000,000: Not explicitly stated; implied advisory fees (see note) $1,000,000 - $1,800,000: Not explicitly stated; implied advisory fees (see note) $1,800,000+: Not explicitly stated; implied advisory fees (see note)
Account minimum: $250,000 Fee-only: Financial planning fees (percentage not specified); fees paid to Pinnacle by direct fee deduction or client manual billing; Co-Advisor receives 25% of financial planning fees and 40% of investment advisory and retirement plan consulting fees from Pinnacle.
Main office location
R & M Consultants, Ltd.
400 Lexington Ave.
Mansfield OH 44907, United States
Number of offices
1
Most active in
R & M Consultants, Ltd. has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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