R.J. Sutts & Company

R. J. Sutts & Company provides investment advisory services to individuals, families, and trusts, offering risk assessment, investment strategy development, portfolio management, and withdrawal planning. The firm manages approximately $11 million in client assets across roughly 40 clients and bills advisory fees on an asset-based basis.

The advisor combines technical, fundamental, and macroeconomic analysis to build diversified portfolios aligned with each client’s objectives, risk tolerance, and time horizon, and may use third‑party model portfolios when appropriate. Accounts are managed on a discretionary basis; the firm generally avoids leveraged securities and options except for certain specialized strategy portfolios and requires clients to maintain accounts at Charles Schwab with a limited power of attorney to execute trades and deduct fees.

Noteworthy aspects include the firm’s explicit adoption of the CFA Institute’s Standards of Practice Handbook as its code of ethics, its lack of performance-based fees, and a policy against receiving soft-dollar benefits or compensating referral agents. The firm does not vote client proxies, reports no other industry affiliations, and maintains negotiable fee arrangements for specialized strategies in lieu of standard advisory fees.