R.J. Cloud Advisors & Company

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Client assets under management

$170,739,535

Clients

159

31% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,073,834

About

R.J. Cloud Advisors & Company provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, estates, 501(c)(3) nonprofits, and corporations, and also offers pension consulting, portfolio management, and family‑office services. The firm manages roughly $171 million across about 159 client relationships and operates with a small, three‑person advisory team.

The firm’s investment approach emphasizes modern portfolio theory and a risk‑factor model, with an institutional preference for broad diversification, market efficiency, and investor discipline. Portfolios are constructed mainly with mutual funds and ETFs—notably Dimensional Funds—and are managed with a long‑term orientation while allowing shorter‑term trades for rebalancing or client cash needs.

What distinguishes the firm from many peers is its integrated use of affiliated professional services: the brochure discloses that family‑office work relies extensively on an affiliated accounting firm and an affiliated law firm, and that those relationships create economic benefits and potential conflicts of interest that are disclosed to clients. The firm also documents its reliance on third‑party custodial and institutional relationships and makes clients aware they are free to choose other providers.

Client services

Financial planning Portfolio management

Expertise

Wealth management Tax strategies for small businesses

Occupation focus

Founder/Business Owner

Fee options

Percentage

$0.00 - $300,000: 1.25% $301,000 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.80% $2,500,001 - $5,000,000: 0.65% Above $5 million+: 0.50%

Main office location

R.J. Cloud Advisors & Company

6630 E 121 St Street, Suite 101

Bixby OK 74008, United States

Number of offices

Most active in

Colorado · Oklahoma · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 918-949-9713

Advisors at this firm

Matthew C

Series 65

Dallas, TX

R.J. Cloud Advisors & Company

Matthew Cloud is a financial advisor at R.J. Cloud Advisors & Company in Dallas, TX, holding a Series 65 designation with one year of industry experience. He also operates MGC Law Firm PLLC as a sole practitioner, focusing on estate planning and general law. His background includes legal practice and academic roles connected to Baylor University. R.J. Cloud Advisors & Company provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and nonprofit organizations, including family office and retirement plan consulting. The firm manages approximately $150.7 million in client assets using a long-term, factor-based investment approach grounded in modern portfolio theory, primarily utilizing mutual funds and ETFs.

Wealth management Tax strategies for small businesses Founder/Business Owner

Randall C

Series 65

Bixby, OK

R.J. Cloud Advisors & Company

Randall Cloud is a financial advisor at R.J. Cloud Advisors & Company with 25 years of industry experience. He holds a Series 65 designation and previously worked at The Legacy Financial Group, Inc. He also owns a CPA firm focused on income tax preparation. R.J. Cloud Advisors & Company provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and nonprofit organizations, offering family office services and retirement plan consulting. The firm employs a long-term, factor-based investment approach using mutual funds and ETFs, and integrates affiliated professional services for tax, accounting, and legal support.

Wealth management Tax strategies for small businesses Founder/Business Owner

Douglas S

Series 65

Bixby, OK

R.J. Cloud Advisors & Company

Douglas Scott is a financial advisor at R.J. Cloud Advisors & Company with 16 years of industry experience. He holds a Series 65 designation and has worked at Legacy Financial Group and R.J. Cloud Advisors & Company since 2014. R.J. Cloud Advisors & Company provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and nonprofit organizations, including family office services and retirement plan consulting. The firm employs a long-term, factor-based investment approach using mutual funds and ETFs, with a focus on strategic asset allocation and risk management.

Wealth management Tax strategies for small businesses Founder/Business Owner

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