Quarve Associates, LLC

Quarve Associates is a Connecticut‑registered, fee‑based independent investment adviser run by a sole advisor. The firm provides discretionary investment supervisory services and financial planning to a small client base—roughly $48.2 million in assets across 14 client relationships—including individuals, pension and profit‑sharing plans, trusts, estates and charitable organizations.

Portfolios are managed on a discretionary basis and tailored to each client’s objectives, time horizon and risk tolerance, using a range of instruments such as mutual funds and ETFs, equities, fixed income, MLPs privately held securities, options (including covered calls and spreads), and both long‑ and short‑term strategies. The firm combines fundamental, technical and cyclical analysis with comprehensive financial planning work that can address tax, estate, insurance and retirement issues.

Notable distinctions include an affiliated accounting and tax advisory practice operated by the firm’s owner (a licensed CPA) and the owner’s licensure as a mortgage loan originator, both of which the brochure discloses as potential sources of additional compensation and conflicts that the firm says it seeks to mitigate. The brochure also discloses prior regulatory matters—a resolved suspension of authority to represent clients before the IRS and a consent order with the Connecticut banking regulator regarding late financial filings—and notes situations where the firm may be deemed to have constructive custody when related persons serve as trustees.