PVB Wealth Management, LLC

PVB Wealth Management provides portfolio management services to individual and high‑net‑worth clients and acts as the sponsor and sole portfolio manager for a wrap fee program. The firm advises across a range of securities and investment vehicles — including mutual funds, equities, fixed income, ETFs (including precious metal ETFs), REITs and annuities — and reports no stated account minimum.

The firm manages the majority of its assets on a non‑discretionary basis, documenting client goals and risk tolerance in an Investment Policy Statement while requiring client authorization for trading and fee deductions. PVBWM describes a multi‑method investment process that includes technical/charting, fundamental, cyclical, quantitative analysis and modern portfolio theory, emphasizes long‑term investing, and performs at least monthly account reviews.

What is distinctive about PVBWM relative to many independent advisers is that it both sponsors a wrap fee program (paying transaction costs from the single wrap fee) and maintains primarily non‑discretionary assets — a combination that the brochure identifies as creating specific conflicts (for example, an incentive to limit trading because the firm absorbs transaction costs) that the firm says it manages under its fiduciary duties. The firm also discloses participation in an institutional custodian program that provides third‑party benefits and that a firm principal is a licensed insurance agent who may offer commissionable insurance products, both of which the brochure notes as potential conflicts of interest.