Purposeful Financial and Legacy Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$106,896,074
Clients
90
33% high-net worth
Advisors
1
of 5 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
90
HighAverage account size
$1,187,734
About
Purposeful Financial and Legacy Planning is a fee-only investment adviser that provides financial life planning and portfolio management to individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm manages approximately $107 million for about 90 clients and does not accept commissions for product sales.
The firm’s investment approach is largely long-term and passive, typically recommending no-load mutual funds and ETFs and supervising model asset-allocation portfolios provided by a third‑party sub-adviser (Dimensional Fund Advisors). Accounts are managed on a non-discretionary basis only, with the firm obtaining client consent prior to each transaction rather than trading at its own discretion.
Noteworthy features include the firm’s combination of being a small, single-advisor practice while overseeing seven‑figure assets non-discretionarily—an arrangement that is uncommon among peers. The firm also offers a range of engagement types (ongoing management, a starter program for younger clients, hourly planning, one-time investment reviews) and may coordinate tax preparation through third‑party providers while recommending a preferred custodian and utilizing institutional services made available through that custodian.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
Passive / index investing
Demographic focus
Approaching retirement
Established Professionals
Fee options
Starter Program: $300 to $500 flat fee; Investment Review Services: $3,995 flat fee
$0 - $1,000,000: 0.85% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.75% $3,000,001+: 0.70%
$250 to $600 per hour
Minimum fee: Minimum annual fee of $4,000 Fee-only: Fee-only advisory firm; no commissions accepted
Main office location
Purposeful Financial and Legacy Planning
Fort Collins CO, United States
Number of offices
1
Most active in
Purposeful Financial and Legacy Planning has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")