Prudent Prosperity
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$188,000
Total clients
3
67% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$62,667
About
The firm serves individual clients, small businesses, and a limited number of institutional clients, including pension and profit‑sharing plans, estates, and trusts, operating as a single‑advisor practice with a very small client base and modest assets under management. It offers investment management alongside subscription‑based financial planning, tax services, basic estate planning and tax preparation, and provides in‑house portfolio management for a range of account types.
The adviser’s investment process combines Modern Portfolio Theory and Post‑Modern Portfolio Theory, emphasizes diversified ETFs and long‑term holding while tailoring portfolios and written plans to each client’s goals and risk tolerance, and may incorporate tactical elements (including margin or more active trading) when dictated by a client’s strategy. Clients may impose written investment restrictions and the firm bills primarily via subscription or customized flat‑fee arrangements, while certain alternative investments are charged on an asset basis and insurance/annuity products are offered on a commission basis.
What is distinctive about this firm compared with many peers is that it both sells other financial products (insurance and annuities) and works with pension/profit‑sharing plan clients, services that are relatively uncommon among independent solo advisers. The firm also offers access to alternative private placements (Reg D offerings) and its principal has an active capital‑raising role for a sponsor, with clients asked to acknowledge potential conflicts of interest before participating in related offerings.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Tax-loss harvesting
Roth conversion strategy
College savings (529s, UTMA, etc.)
General estate planning guidance
Occupation focus
Founder/Business Owner
Executive
Demographic focus
HENRY (High Earners, Not Rich Yet)
Established Professionals
Fee options
Subscription Plans and Build-Your-Own fees are flat fees charged annually and paid monthly or quarterly in advance.
Insurance and annuities are commission-based; commissions paid to insurance companies separate from advisory fees.
Subscription Plans paid monthly or quarterly in advance: Foundation Plan $3,000/year, Elevate Plan $6,000/year, Lighthouse Plan $10,000/year.
Fee-only: Subscription Plans: Foundation Plan $3,000/year, Elevate Plan $6,000/year, Lighthouse Plan $10,000/year; Build-Your-Own: Investment Management $350 setup fee plus $150/month per account; Tax Planning or Financial Planning $2,000/year; Tax Planning and Financial Planning $3,500/year; Tax Preparation & Filing $300-$3,000 depending on complexity.
Main office location
Prudent Prosperity
2156 Sumard Dr
Little Elm TX 75068, United States
Number of offices
1
Most active in
Prudent Prosperity has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
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