Provident Wealth Management

Provident Wealth Management provides portfolio management, financial planning, and consulting to individuals, trusts, estates, charitable organizations and business entities, reporting roughly $53.8 million in regulatory assets under management across discretionary and non‑discretionary accounts. The firm offers both discretionary and non‑discretionary portfolio services, hourly or fixed‑fee financial planning, educational seminars and workshops for the public, and will provide cryptocurrency and digital‑asset advice when specifically requested.

Investment recommendations draw on fundamental, technical, charting and cyclical analysis and may include long‑ and short‑term positions, options strategies, leverage, and allocations to mutual funds, ETFs and sub‑advisor models. Provident routinely appoints sub‑advisors and uses third‑party platforms (including AssetMark and American Funds platforms) and, atypically for its peer group, a large portion of its reported AUM is managed on a non‑discretionary basis, meaning the firm seeks client approval for individual trades.

The brochure discloses several less common affiliations and outside business activities: a firm principal operates an affiliated insurance business (with roughly one‑third of her time/compensation tied to those activities) and the firm is affiliated with a real‑estate brokerage, each noted as potential conflicts of interest and addressed through disclosures and procedures. Provident’s free public seminars and its explicit arrangements for cryptocurrency custody (naming Anchorage Digital Bank for digital‑asset holdings) are additional service features that differentiate its offering from many similarly sized supported firms.