Provident Living Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$158,102,043
Total clients
245
25% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
82
Average account size
$645,314
About
Provident Living Financial Services provides fee‑based investment management, financial planning, and financial‑wellness services to individuals, trusts, estates, nonprofit organizations, and business clients. It also delivers group programs for employer‑sponsored participants and can act as an ERISA 3(38) investment manager for retirement plans.
The firm offers household‑level discretionary portfolio management under its Finique 360 program, with client risk profiles ranging from conservative to trading/speculation and documented investment policy statements and periodic (quarterly) reviews. Its methodology uses fundamental, technical, and cyclical analysis and the brochure discloses use of options strategies (including covered, uncovered, and spread positions) and exposure to leveraged/inverse ETFs, with attendant risk disclosures.
Noteworthy aspects compared with peers include a recently added estate‑planning support technology platform and a Cathedral Legacy & Wealth Stewardship service focused on multi‑generational planning and stewardship. The firm also emphasizes employer‑sponsored memberships and live educational sessions for groups and discloses an affiliation with a related financial‑technology company, features that are less common among similar supported firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Estate planning support technology platform: $1,500 one-time plus $500 per subsequent document builder session; Cathedral Legacy & Wealth Stewardship services range from $5,000 to $20,000 per occurrence depending on phase and client status.
$0 - $10,000,000: 0.50% $10,000,001 - $100,000,000: 0.25% $100,000,001+: 0.125%
Standard hourly rate for financial wellness & advocacy services is $200 per hour.
Membership fees (financial wellness & advocacy): DIY $60/month, Journey $100/month, VIP $400/month, VIP+ requires $10 million AUM; surcharges and discounts apply.
Fee-only: Financial wellness & advocacy services billed at $200/hour, billed in 15 minute increments.
Main office location
Provident Living Financial Services
3450 N Triumph Blvd., Suite 102
Lehi UT 84043, United States
Number of offices
2
Most active in
California · Idaho · Texas · Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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