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Provident Financial Planning, LLC

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Client assets under management

$169,649,414

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Clients

70

81% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

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Clients per advisor

35

Low

Average account size

$2,423,563

About

Provident Financial Planning provides asset management and financial planning consulting to individuals, high‑net‑worth clients, trusts, estates and not‑for‑profit organizations, delivering tailored portfolios and ongoing monitoring designed to meet client goals. The firm’s services span investment planning, retirement and tax coordination, and assistance coordinating estate‑planning documents through third‑party providers.

Investment decisions incorporate a mix of fundamental analysis, Modern Portfolio Theory, technical analysis and cyclical analysis, with portfolios rebalanced and monitored on an ongoing basis and offered on both discretionary and non‑discretionary terms. The brochure describes billing that is tied to hours spent actively managing accounts and billed monthly in arrears, and clients may impose reasonable restrictions on security or sector holdings.

What is distinctive about Provident is its multi‑branch footprint—operating five branch offices—while operating with a two‑advisor team and roughly $174 million in discretionary AUM across about 70 client relationships, a configuration that is uncommon among similar supported firms. The firm also makes use of a third‑party estate‑planning technology platform (serving in a scrivener role rather than providing legal drafting) and emphasizes direct custodian arrangements, combining operational features that set it apart from many peers.

Client services

Financial planning Portfolio management

Expertise

Income planning

Fee options

Fixed

Fixed project cost for financial planning, negotiable depending on complexity; one-time estate planning coordination fee.

Percentage

$0 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.80% annually $5,000,001+: 0.65% annually

Project-based

$300 per hour for financial planning if not engaged for asset management

Other

Fee-only: Financial planning fees charged hourly at $300/hour or a fixed project cost (negotiable). Fee due upon presentation of plan or consulting services. No prepayment of >$500 six months or more in advance.

Main office location

Provident Financial Planning, LLC

15790 Dooley Road, Suite 212

Addison TX 75001, United States

Number of offices

5

Most active in

More info

Arizona · Georgia · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 888-752-6234

Advisors at this firm

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Alexander W

Series 65

Addison, TX

Provident Financial Planning, LLC

Alexander Wilson is a financial advisor at Provident Financial Planning, LLC in Plano, TX, holding a Series 65 designation. He has one year of industry experience, previously working at Navy Federal Credit Union and serving five years in the U.S. Navy. Provident Financial Planning provides asset management and financial planning services to individuals, trusts, estates, and not-for-profit organizations, managing approximately $155 million in discretionary assets. The firm employs a mix of fundamental, technical, and cyclical analysis in portfolio construction and offers both discretionary and non-discretionary management tailored to client needs.

Income planning
user avatar

Paul M

CFP®, Series 63, Series 66

Addison, TX

Provident Financial Planning, LLC

Paul Michel is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Provident Financial Planning, LLC in Plano, TX. He worked at Fidelity Investments for five years before joining Provident Financial Planning in 2017. Since 2023, he has also served as Chairman of the Advisory Board for Avondale Investment Management in Dallas, providing ministerial and advisory support. Provident Financial Planning offers asset management and financial planning services to individuals, trusts, estates, and not-for-profit organizations, managing approximately $155 million in discretionary assets. The firm employs a combination of fundamental analysis, Modern Portfolio Theory, technical and cyclical analysis, and provides both discretionary and non-discretionary portfolio management tailored to client-specific restrictions.

Income planning
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