Protegro, Inc.

Protegro is a small, independent registered investment adviser that works with individuals, families (including high-net-worth) and small businesses. It provides ongoing discretionary portfolio management—charging asset-based advisory fees—and offers financial and retirement planning, relying on unaffiliated sub‑advisors to implement investment strategies.

Portfolios are managed by third‑party sub‑advisors who employ fundamental, technical and cyclical analysis and use equities, bonds, mutual funds and ETFs, while the firm maintains the client relationship, monitors objectives and conducts monthly account reviews. Protegro does not execute client trades itself and relies on custodians for trade execution and reporting, and it provides written plans and periodic statements to clients.

Noteworthy distinctions include that the firm’s principal is a licensed insurance agent who spends a substantial portion of time in an insurance practice and may receive commissions from insurance product sales, and the firm also receives referral compensation for estate‑document services; the brochure discloses these as potential conflicts of interest that are addressed through disclosure, a code of ethics and fiduciary obligations. The firm’s brochure also discloses a 2023 regulatory settlement related to a prior unregistered‑security sale, resulting in a civil penalty and a temporary bar in one state, a fact clients should consider when evaluating the firm.