Prospettiva Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$128,665,439
Total clients
294
85% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
98
Average account size
$437,638
About
Prospettiva Financial advises individuals, high‑net‑worth clients, trusts and charitable entities and also provides retirement plan consulting to employer sponsors. Services described in the brochure include wealth management, written financial planning, retirement plan consulting and referrals to third‑party money managers.
The firm typically implements individualized, discretionary portfolios that emphasize mutual funds and ETFs with ongoing supervision, quarterly reviews and rebalancing, and will use sub‑advisors when appropriate. Financial plans are delivered in writing through an online portal and the firm describes a defined process and timeline for plan delivery and implementation support.
What distinguishes Prospettiva from many peers is its explicit focus on retirement plan clients, including municipal or state plan sponsors, and the firm’s operational approach to plan engagements (annual IPS reviews, participant education and arrangements that permit advisory fees to be debited from participant accounts). The brochure also notes use of institutional custody and support services and occasional delegation to third‑party managers, which the firm discloses and reviews periodically.
Client services
Expertise
Fee options
Financial planning services charged flat fees ranging from $10,000 to $20,000.
Minimum fee: Written financial plans typically charged a minimum fee of $10,000, but this minimum may be reduced at the firm's discretion. Fee-only: Financial planning services charged on a flat fee basis ranging from $10,000 to $20,000.
Main office location
Prospettiva Financial
22 Battery Street, Suite 426
San Francisco CA 94111, United States
Number of offices
4
Most active in
California · Montana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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