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Prosperity Advisory Group LLC

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Client assets under management

$216,021,904

Clients

244

36% high-net worth

Advisors

3

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

81

High

Average account size

$885,336

About

Prosperity Advisory Group LLC provides discretionary investment management, financial planning, cash‑flow consulting, and retirement‑plan advisory services to individuals (including high‑net‑worth clients), trusts, estates, businesses, and employer retirement plans. The firm acts as a fiduciary and also facilitates implementation services, including insurance product placements through its insurance agency affiliation.

PAG constructs customized portfolios primarily using diversified mutual funds and exchange‑traded funds and employs a tactical asset‑allocation approach informed by fundamental analysis, typically with a long‑term orientation while permitting shorter‑term trades for rebalancing or opportunistic reasons. The advisor manages client accounts on a discretionary basis, uses third‑party platforms to access held‑away accounts, and sponsors a wrap fee program that bundles securities transaction and custody costs into a single advisory fee.

Compared with peers of similar size, the firm is noteworthy for sponsoring its own wrap fee program and maintaining insurance brokerage capabilities alongside advisory services—both features that are relatively uncommon for supported firms. The brochure also discloses a prior regulatory settlement (2022) and a subsequent public censure related to historical mutual‑fund recommendation practices; prospective clients are directed to the firm’s regulatory disclosures for details.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Annuities Retirement income strategy Cash flow / budgeting

Fee options

Fixed

Initial financial plan development up to $3,000 (fixed fee, negotiable); ongoing financial planning reviews $500 per year (fixed fee, negotiable)

Percentage

$0 - $1,000,000: 1.25% annually $1,000,001 - $3,000,000: 1.00% annually $3,000,001+: 0.75% annually

Commissions

Insurance products sold on a commission basis by licensed insurance professionals affiliated with the firm

Project-based

Cash flow consulting fees range from $100 to $300 per hour, negotiable

Other

Minimum fee: Minimum annual fee of $1,000 for Investment Management Services, may be waived at Advisor's discretion Fee-only: Investment management fees, financial planning fixed fees, hourly fees for cash flow consulting, retirement plan advisory fees

Main office location

Prosperity Advisory Group LLC

50 Square Drive, Suite 220

Victor NY 14564, United States

Number of offices

1

Most active in

Florida · New Hampshire · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Martha J

Series 65

Victor, NY

Prosperity Advisory Group LLC

Martha Jesse is a financial advisor at Prosperity Advisory Group LLC in Victor, NY, holding a Series 65 credential with one year of industry experience. Prior to joining Prosperity Advisory Group, she worked as a homemaker from 2009 to 2022. Prosperity Advisory Group LLC provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm manages approximately $207 million in assets across 240 client relationships, offering portfolios primarily composed of diversified mutual funds and ETFs, and employs a tactical asset allocation approach combined with fundamental analysis.

Annuities Retirement income strategy Cash flow / budgeting
user avatar

Alyssa G

Series 65

Victor, NY

Prosperity Advisory Group LLC

Alyssa Girod is a financial advisor at Prosperity Advisory Group LLC with three years of industry experience. She holds a Series 65 credential and has previously worked at KM Investment Services, Inc. and Evergreen Federal Credit Union. Outside of financial advising, she has experience working at Ravenwood Golf Club. Prosperity Advisory Group LLC provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm manages approximately $207 million in assets across about 240 client relationships, using a tactical asset allocation approach combined with fundamental analysis and a long-term investment orientation.

Annuities Retirement income strategy Cash flow / budgeting
user avatar

John H

CFP®, Series 63

Victor, NY

Prosperity Advisory Group LLC

John Harnish is a CFP® with 21 years of industry experience, currently serving at Prosperity Advisory Group LLC since 2020. He has also worked at Cadaret, Grant & Co., Inc. since 2004. Outside of his advisory roles, he maintains ownership of an Amway independent business. Prosperity Advisory Group LLC provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm combines tactical asset allocation with fundamental analysis and a long-term orientation, managing approximately $207 million in assets across 240 client relationships.

Annuities Retirement income strategy Cash flow / budgeting
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