P
Prosperilux LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,500,000
Total clients
1
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
1
Average account size
$1,500,000
About
Prosperilux provides discretionary and non‑discretionary asset management alongside financial planning and consulting services for individuals, high net worth individuals, and business entities. The firm’s brochure indicates it currently manages about $1.5 million for a single client and does not serve non‑high‑net‑worth retail individual clients, focusing instead on higher‑net‑worth relationships.
The firm’s investment approach uses modern portfolio theory and Monte Carlo analysis to build customized asset allocations and may employ long‑ and short‑term strategies, including options trading where appropriate. Prosperilux may hire Sub‑Advisors, subscribe client accounts to Altruist LLC’s Model Marketplace, and requires clients to establish custody on the Altruist platform; accounts are reviewed at least quarterly.
Noteworthy characteristics for a firm of this size include the concentration of assets and client relationships (one client with roughly $1.5 million under management) and a $250,000 account minimum, along with an affiliated insurance practice that can earn commission‑based compensation (disclosed as an approximate 5% time allocation). The firm also does not vote client proxies and receives institutional support from its custodian, arrangements the brochure identifies as potential conflicts of interest that are disclosed and managed.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Options & derivatives strategies
Cash flow / budgeting
Retirement income strategy
Wealth management
Fee options
Financial planning flat fees ranging from $250 to $5,000 depending on complexity and scope.
$0 - $750,000: 1.25% annually $750,000 - $1,500,000: 1.00% annually $1,500,000 - $3,000,000: 0.90% annually $3,000,000 - $5,000,000: 0.80% annually $5,000,000 - $10,000,000: 0.75% annually $10,000,000+: negotiable
Insurance commissions received by principal from insurance sales as an independent insurance agent; not part of advisory fees.
$250 per hour for financial planning and consulting services.
Account minimum: $250,000 Fee-only: Flat/breakpoint fee schedule as described; fees billed quarterly in advance.
Main office location
Prosperilux LLC
Denmark WI, United States
Number of offices
1
Most active in
Prosperilux LLC has reported serving >5 clients in these states in the last 12 months.
Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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